Money Matters on FIRE app icon
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Finance · iPhone, iPad & Android

Money Matters on FIRE

Financial independence, built for India. Bring every investment together, see one clear net worth, and find out exactly when — and how comfortably — you can stop working.

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Why Money Matters on FIRE? Benefits & what makes it different →

10-day free trialNo login or accountData stays on your device
Home screen with six sections

01 · Everything you own

Every asset. One clear net worth.

Mutual funds, stocks, crypto, fixed deposits, gold, property — tracked with live prices, minus what you owe, all in one number.

  • Mutual funds by ISIN with live NAVs — the scheme name fills in automatically.
  • Indian stocks on NSE and BSE with live prices.
  • Crypto, gold (by weight and purity), bank FDs and property with rental income.
  • EPF, PPF, NPS, insurance and other assets, plus loans & liabilities.
  • CSV import — upload a file or paste text to add holdings in bulk.
Holdings grid showing asset categories
Net worth summary
02 · Your future, simulated

See your wealth, year by year — to age 90.

Four cash-flow views show how your money grows, when you can retire, and how long each asset lasts.

  • Yearly simulation — income, expenses, growth and withdrawals every year.
  • Depletion timeline — how long each asset class lasts.
  • Optimal SWP — the monthly withdrawal that makes your money last a lifetime.
  • Overview & milestones — including the year you cross ₹1 Cr, ₹5 Cr and ₹10 Cr.
Year-by-year simulation
Optimal SWP screen
03 · Life's big moments

Plan education, marriage, that dream home.

Add goals — education, marriage, house, car, medical, travel — choose when they happen and which assets fund them. They flow straight into your withdrawal plan.

  • Financial Health score (0–100) across emergency fund, debt, savings rate, diversification, allocation and liquidity.
  • Multi-currency with live exchange rates — ideal for NRIs and Gulf-based investors.
  • Dark, light or system theme, built-in tutorial, and JSON backup & restore.
Future planning goals
Financial Health score

Watch

See it in action

A 30-second introduction, and a full guided walkthrough of every screen. More videos on why it's different →

Introduction · 30 sec
Full walkthrough · 4 min 34 sec
Screenshots

A closer look

Tap any screenshot to enlarge. Sample data for a fictional user.

Pricing

Try it free for 10 days

Full access from install — no signup. Then choose a monthly or annual subscription; prices are shown in the app for your region. Earlier one-time buyers keep lifetime access.

Privacy

Your data stays yours

Everything is stored on your device. No account, no cloud, no bank or broker connection. The app only fetches public market prices. Read the privacy policy

Get started

Step-by-step guide

From setting up your profile to finding your FIRE point — every screen explained. Open the guide →

Disclaimer: Money Matters on FIRE is a tool for education, tracking and planning. It does not provide financial, investment, tax or legal advice, and projections are not guarantees. Screens use sample data for illustration only. The creator is not a certified / SEBI-registered financial adviser. Investments are subject to market risks — please consult a qualified adviser.