Your data stays yours

PrevidaHub builds personal-finance apps on one principle: your financial information belongs on your device, not on our servers. This page explains what the PrevidaHub website and each of our apps do with data.

In short

• None of our apps require an account or login.
• The financial data you enter is stored on your device only.
• We do not sell, rent or share your personal information.
• We do not include advertising in our apps.
• The apps only go online to fetch public market data such as prices and exchange rates.

Money Matters on FIRE

What you enter

Your profile (such as age, income and expenses), holdings, goals and settings are stored locally on your device. We have no access to them. The app does not connect to any bank, broker or demat account.

Network requests

To show live values, the app sends anonymous HTTPS requests to public market-data services — for example for mutual fund NAVs (AMFI / MFAPI), Indian stock prices (NSE / BSE, Yahoo Finance), crypto prices (Binance, CoinGecko), gold rates and exchange rates. These requests contain only the identifiers needed to look up a price (such as an ISIN or ticker), not your holdings, amounts or personal details.

Subscriptions

Purchases and subscriptions are processed by Apple (App Store) or Google (Google Play). We do not receive or store your payment details. Subscription status is verified through the store.

Backups

If you use Backup & Restore, the backup file is created on your device and saved wherever you choose. We never receive it.

Calculator Suite: EMI & Forex

Calculator Suite: EMI & Forex collects no personal data and includes no analytics, tracking or ads. Calculation history and settings stay on your device. The only network request fetches exchange rates over HTTPS; they're cached on your device so the converter works offline.

Marriage Expense Tracker

Marriage Expense Tracker does not collect data. Budgets, vendors, payments and receipt photos are stored on your device. Payment reminders are local notifications scheduled on your device. There are no accounts, analytics or ads.

Crash reports

If you have chosen to share diagnostics with app developers in your device settings, Apple or Google may provide us with anonymous crash reports. These help us fix problems and do not identify you. You can turn this off at any time in your device settings.

This website

previdahub.com does not use cookies, analytics or advertising trackers, and has no sign-up forms. Like most websites, our server keeps standard access logs (IP address, browser type, the page requested and the time) for security and troubleshooting. These logs are kept for a limited period and are not shared.

If you email us, we use your email address and message only to reply to you.

Children

Our apps are not directed at children under 13 and we do not knowingly collect information from them.

Changes

If this policy changes, we'll update this page and the "Last updated" date above.

Contact

Questions about privacy? Email skslicactl@yahoo.com, or for Money Matters on FIRE, moneymattersonfire@yahoo.com.

Developer: Shailendra Kumar Singh · Dubai, United Arab Emirates