Stop guessing. Start knowing.
You save, you invest, you plan — yet the one question that matters stays unanswered: am I actually on track? Money Matters on FIRE turns scattered investments into one clear picture, and a vague hope into a dated plan.
"Maybe you don't need another investment. Maybe you need clarity." · 2 min
Your wealth is real. Your picture of it isn't.
Mutual funds in one app, stocks with a broker, FDs across banks, gold at home, property on paper — and a spreadsheet that was out of date the moment you saved it.
- No single number for what you're actually worth today.
- No honest answer to "when can I stop working?"
- Big goals — a child's education, a wedding, a home — planned separately from retirement, so one quietly derails the other.
What changes when you know your number
One number you can trust
Every asset and every loan, valued at live prices, rolled into one net worth. Open the app and know exactly where you stand.
A retirement year, not a guess
A year-by-year simulation to age 90 shows the year work can become a choice — and what moves it closer.
Withdraw with confidence
Optimal SWP works out a steady monthly withdrawal designed to make your money last a lifetime.
Goals that fit the plan
Education, marriage, a home — each goal is funded from the assets you choose and flows straight into your retirement numbers.
Spot problems years early
The depletion timeline shows which asset runs out first, while you still have time to fix it. Stress-test any change instantly.
Peace of mind, privately
No login, no bank or broker linking, no cloud copy. Your financial life stays on your phone.
Built for the way Indian families actually invest
Not a generic budget app with an India skin — Money Matters on FIRE starts from Indian asset classes and ends at a retirement plan.
- Tracking and planning in one placeMany trackers stop at "what you own". Money Matters on FIRE carries on to "how long it lasts" — no exporting to a spreadsheet to plan.
- Indian assets, done properlyMutual funds by ISIN with live NAVs, NSE/BSE stocks, gold by weight and purity, bank FDs, property with rent, EPF, PPF and NPS.
- Honest numbers onlyIf a live price can't be fetched, the app tells you — it never fills the gap with an estimate.
- Goals wired into retirementEvery goal's funding mix feeds the withdrawal plan, so you see the real trade-off between today's dreams and tomorrow's freedom.
- Ready for NRIsMulti-currency views with live exchange rates for families earning in the Gulf and investing in India.
- Private by designNo account to create and nothing to hack on a server — your data never leaves your device unless you export a backup.
Do you really know where you stand?
A two-minute look at how Money Matters on FIRE takes you from scattered accounts to a clear path to FIRE.
Life with and without it
| Without | With Money Matters on FIRE | |
|---|---|---|
| Net worth | Added up by hand from several apps and statements | One live number across every asset and loan |
| Retirement | "Probably around 60, I hope" | A year-by-year projection to age 90 and a clear FIRE point |
| Withdrawals | A rule of thumb | An optimal SWP calculated for your own assets |
| Big goals | Planned separately, impact unknown | Funded from chosen assets and reflected in your plan |
| Prices | Stale the day you update the sheet | Live NAVs, share, gold, crypto and FX rates |
| Privacy | Logins and account linking | No account, nothing leaves your device |
Try it free for 10 days
Full access from install — no signup, no card to start.
Disclaimer: Money Matters on FIRE is a tool for education, tracking and planning — not financial advice. Projections are models based on your assumptions, not guarantees. Videos and screens use sample data. The creator is not a certified / SEBI-registered financial adviser. Investments are subject to market risks.